Terms & Conditions
Last Updated: January 2026
Agreement to Terms
These Terms and Conditions constitute a legally binding agreement between you and Galvantez (Pty) Ltd concerning your access to and use of the galvantez.com website. By accessing or using the website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the website.
Eligibility
By using this website, you represent and warrant that you are at least 18 years of age, you have the legal capacity to enter into these Terms, and you will use the website in accordance with these Terms and all applicable laws and regulations of the Republic of South Africa.
Our Services
Galvantez provides educational content related to financial literacy, including articles, guides, and newsletters. Our website is intended for informational and educational purposes only. We do not provide financial services, investment advice, or personalised financial recommendations. The information on our website should not be construed as financial, investment, legal, or tax advice.
Disclaimer of Financial Advice
The content provided on this website is for educational purposes only and does not constitute financial, investment, or legal advice. We do not provide any financial services and are not registered with the Financial Sector Conduct Authority (FSCA) as a financial services provider. You should always seek professional advice from a qualified financial advisor before making any financial decisions.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Galvantez (Pty) Ltd or its content suppliers and is protected by South African and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
User Conduct
You agree not to use our website for any unlawful purpose, to attempt to gain unauthorised access to any portion of the website, to interfere with or disrupt the operation of the website, to transmit any viruses or harmful code, or to collect or harvest any personal information from other users.
Limitation of Liability
To the fullest extent permitted by South African law, Galvantez (Pty) Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website. Our total liability shall not exceed the amount you paid us, if any, for accessing the website.
Indemnification
You agree to indemnify, defend, and hold harmless Galvantez (Pty) Ltd and its directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of the website or violation of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa.
Termination
We reserve the right to terminate or suspend your access to our website at any time, without prior notice or liability, for any reason, including if you breach these Terms.
Changes to Terms
We may revise these Terms at any time by updating this page. Your continued use of the website following any changes constitutes your acceptance of the new Terms.
Contact Information
For questions about these Terms, please contact us at: [email protected] or Galvantez (Pty) Ltd, PO Box 78521, Sandton, 2146, South Africa.